People only see what they are prepared to see. - Ralph Waldo Emerson
Work as if you were to live one hundred years; pray as if you were to die tomorrow. - Benjamin Franklin
Make yourself necessary to somebody. - Ralph Waldo Emerson
Courage is rightly esteemed the first of human qualities because it is the quality which guarantees all others. - Winston Churchill
Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence. - Helen Keller
Every new day begins with possibilities. It's up to us to fill it with the things that move us toward progress and peace. - Ronald Reagan
Human happiness and moral duty are inseparably connected. - George Washington
Don't hate, it's too big a burden to bear. - Martin Luther King, Jr.
It is not what we do, it is how much love we put in the doing. - Mother Teresa
Success is peace of mind, which is a direct result of knowing you did your best to become the best that you are capable of becoming. - John Wooden
One today is worth two tomorrows. - Benjamin Franklin
The time is always right to do what is right. - Martin Luther King, Jr.
Happiness is when what you think, what you say, and what you do are in harmony. - Mahatma Gandhi
Every man is a consumer and ought to be a producer. - Ralph Waldo Emerson
Adversity is another way to measure the greatness of individuals. I never had a crisis that didn't make me stronger. - Lou Holtz
Imagination is more important than knowledge. - Albert Einstein
To keep a lamp burning, we have to keep putting oil in it. - Mother Teresa
The superior man is modest in his speech, but excels in his actions. - Confucius
Opportunity is missed by most people because it is dressed in overalls, and looks like work. - Thomas A. Edison
Courage is not simply one of the virtues, but the form of every virtue at the testing point. - C. S. Lewis
The most called-upon prerequisite of a friend is an accessible ear. - Maya Angelou
If we wait until we've satisfied all the uncertainties, it may be too late. - Lee Iacocca
Success is never found. Failure is never fatal. Courage is the only thing. - Winston Churchill
Courage is resistance to fear, mastery of fear, not absence of fear. - Mark Twain
An appeaser is one who feeds a crocodile - hoping it will eat him last. - Winston Churchill
It is characteristic of wisdom not to do desperate things. - Henry David Thoreau
Although the world is full of suffering, it is full also of the overcoming of it. - Helen Keller
Confidence is contagious. So is lack of confidence. - Vince Lombardi
The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy. - Martin Luther King, Jr.
Try not to become a man of success, but rather a man of value. - Albert Einstein
Let no feeling of discouragement prey upon you, and in the end you are sure to succeed. - Abraham Lincoln
The world is a dangerous place to live - not because of the people who are evil but because of the people who don't do anything about it. - Albert Einstein
If you judge people, you have no time to love them. - Mother Teresa
Genius is nothing but a greater aptitude for patience. - Benjamin Franklin
To be prepared for war is one of the most effectual means of preserving peace. - George Washington
If you aren't fired with enthusiasm, you'll be fired with enthusiasm. - Vince Lombardi
If a man take no thought about what is distant, he will find sorrow near at hand. - Confucius
If you don't make a total commitment to whatever you're doing, then you start looking to bail out the first time the boat starts leaking. It's tough enough getting that boat to shore with everybody rowing, let alone when a guy stands up and starts putting his life jacket on. - Lou Holtz
Without love, benevolence becomes egotism. - Martin Luther King, Jr.
Inside of a ring or out, ain't nothing wrong with going down. It's staying down that's wrong. - Muhammad Ali
The language of friendship is not words, but meanings. - Henry David Thoreau
The first and final thing you have to do in this world is to last in it, and not be smashed by it. - Ernest Hemingway
Winning isn't everything, but wanting to win is. - Vince Lombardi
Many persons have a wrong idea of what constitutes true happiness. It is not attained through self-gratification but through fidelity to a worthy purpose. - Helen Keller
Most folks are about as happy as they make up their minds to be. - Abraham Lincoln
Never mistake motion for action. - Ernest Hemingway
Your own resolution to success is more important than any other one thing. - Abraham Lincoln
Money can't buy happiness, but it will certainly get you a better class of memories. - Ronald Reagan
There are three faithful friends: an old wife, an old dog, and ready money. - Benjamin Franklin
If you tell the truth you don't have to remember anything. - Mark Twain
Keep your face to the sunshine and you cannot see the shadow. - Helen Keller
When one door closes another opens. But we often look so long and so regretfully upon the closed door that we fail to see the one that has opened for us. - Alexander Graham Bell
Many men go fishing all of their lives without knowing that it is not fish they are after. - Henry David Thoreau
Many of life's failures are men who did not realize how close they were to success when they gave up. - Thomas A. Edison
J.T. Clark & Associates, Inc.

Who We Are

“What you do speaks so loud that I cannot hear what you say.”  -Ralph Waldo Emerson

At J.T. Clark & Associates, our mission is simple, serve our clients.  The financial planning process can be extremely difficult and confusing.  Our goal is to take complex issues and turn them into simple, driven solutions that align with the client’s goals and objectives.  This can be done by empowering our clientele through education.  Our process creates the clarity, confidence and capability to implement the proper direction, strategies and ultimately, the right mix of products.  There is no magic formula, or “silver bullet” to solve all financial matters.  There is, however, something more powerful; financial representatives who take time to “start with the why” and listen to what our clients are saying first, and then proceed with the process.  These are the necessary building blocks for implementing a plan that is built for certain and uncertain times.

Products & Services:

Our team can be an advocate for individuals, business owners, employers and employees.  Some of the areas in which we provide service include:

Life Insurance

  • Variable Universal Life
  • Term
  • Universal Life
  • Whole Life

Disability Income Insurance
IRA/401(k) Rollovers
Fixed & Variable Annuities
Mutual Funds
Managed Money Accounts
Alternative Investments
Group 401(k) Plans